Most of people have eliminated house phones and rely on their cell phones as primary contact and form of communication. If you are ever contacted by a credit agency- debt collector, that is looking for —– and they just have the wrong # and it’s not you that they are trying to contact——HERE IS SOME INFO THAT I WANT TO GET OUT …. because I have been through the routine of explaining that “I’m not so-and-so…or even know so-and-so” yet they would keep calling……. WELL NOT ANY MORE!!!
YOU CAN LOOK INTO MORE DETAILED INFO ON THIS UNDER FDCPA AS WELL AS US CODE 15 U.S.C. S 1692C(A) SO, If you chose to dive into the land of legal lingo lunacy language than you have to hold yourself personally liable for doing so lol….
There is so much more to this, but I’ll start with one specific
IF THE COLLECTOR IS CALLING THE WRONG #
ONCE YOU INFORM THEM THAT THEY HAVE THE WRONG # AND IS CALLING YOUR # IN ERROR- IF THEY CALL AGAIN THAN THEY VIOLATE FDCPA, AND ALSO CAN BE CONSTRUED AS INTENT TO VIOLATE THE FDCPA.
ALSO LOOK INTO TCPA – CELL PHONE PROTECTION FROM SOLICITATION CALL, SMS TEXT, PRE-RECORDED VOICE MESSAGES-AUTODIALING —- YOUR CELL!!!!!!! OH BOY……. SO MUCH MORE I COULD GO ON AND ON …. BUT, SMALLL STEPS LOL
—– I probably need to MENTION THAT I’M NOT AN ATTORNEY AND NOTHING I SUBMIT IS LEGAL ADVICE OR SUGGESTION , AND YOU SHOULD ALWAYS CONTACT A LICENSED ATTORNEY FOR ANY LEGAL ADVICE ——–LOL,
I’VE GOT MORE— PLENTY MORE !!!!! SO IF ANYONE WANTS INFO OR HAS INTEREST IN MORE PLEASE DON’T HESITATE TO ASK!